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Affiliate Disclosure: We are an affiliate marketing website and may receive compensation from lending partners. We are not a lender, do not make credit decisions, and do not guarantee approval. Loan terms and rates are determined by individual lenders.
Complete a short, secure questionnaire about your specialty, practice stage, and financing needs. No commitment, no credit pull.
Our network includes lenders that specialize in physician financing. We match your profile to the partners most likely to fund your goals.
Review offers side-by-side and select the one that best fits your practice. You stay in control of every decision, every step.
Most lenders don’t understand how physician income, student loan debt, or practice cash flow really works. Our partners do.
Financing your practice · Investing in your future
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One application. Multiple lending opportunities. Our physician-focused marketplace helps connect healthcare professionals with financing options from a network of trusted lending partners.
Effective Date: June 2026
At LendPhysician.com, we believe transparency is essential when evaluating financing solutions. This Truth in Lending disclosure is designed to help visitors understand how financing products work, what costs may be involved, and how our website operates.
LendPhysician.com is a DBA of Feeboards LLC. We are an affiliate marketing website and are not a lender, bank, broker, or financial institution. We do not make lending decisions, determine creditworthiness, or establish loan terms. Instead, we connect healthcare professionals and organizations with independent lending partners and financing marketplaces.
Before accepting any financing offer, borrowers should carefully review all loan documents and disclosures provided by the lender. Financing agreements may contain important information regarding:
Borrowers should compare multiple offers and fully understand their obligations before signing any agreement.
Healthcare professionals often require access to capital for startup expenses, growth initiatives, equipment purchases, and operational improvements. Financing solutions may include products related to Doctor Business Loans, practice acquisitions, facility improvements, and other business-related needs.
Financing approval, loan amounts, repayment terms, and interest rates vary based on the lender’s underwriting standards and the applicant’s qualifications.
Medical practices frequently invest in advanced equipment and technology to improve patient care and operational efficiency. Financing programs may be available for diagnostic systems, imaging equipment, treatment devices, and technology platforms.
For example, healthcare providers may seek MRI Financing to acquire expensive imaging systems that would otherwise require substantial upfront capital. Financing can help preserve working capital while allowing practices to expand service offerings.
Similarly, healthcare organizations may consider Practice Management Software Financing to implement scheduling systems, billing platforms, electronic medical records, patient portals, and other technology solutions that support daily operations.
Healthcare professionals have many choices when seeking funding. Various lenders may offer different rates, repayment periods, approval requirements, and borrowing limits.
When reviewing Physician Financing Options, borrowers should evaluate:
Understanding these factors can help borrowers make informed financial decisions that support long-term practice success.
Submission of information through LendPhysician.com does not guarantee approval, funding, or specific financing terms. Lending decisions are made solely by participating lenders and financing partners.
Qualification requirements may include factors such as:
Each lender maintains its own underwriting criteria.
If you have questions regarding this Truth in Lending disclosure, please contact us:
LendPhysician.com
DBA of Feeboards LLC
Phone: (513) 547-9946
Email: Feeboards@gmail.com
By using this website, you acknowledge that you have read and understand this Truth in Lending disclosure and recognize that LendPhysician.com serves solely as an informational and referral resource.
Running a medical practice requires significant investment beyond providing patient care. Physicians may need capital to purchase advanced diagnostic equipment, expand facilities, hire employees, acquire another practice, improve cash flow, or install new technology. Each expense has different financial characteristics, so the appropriate approach depends on the project’s size, expected useful life, and the practice’s ability to repay.
LendPhysician.com already has a page centered on this exact group of topics, making it a useful internal destination for readers researching healthcare capital.
A Truth in lending disclosure can help explain financing terminology and a marketplace’s role, but physicians should rely on the actual disclosures and contractual documents supplied for a particular transaction. LendPhysician states that it is an affiliate marketing website rather than a lender, bank, broker, or financial institution and that participating providers make lending decisions.
doctor business loans can potentially address expenses such as working capital, expansion, equipment, property improvements, acquisitions, and other qualifying business purposes.
Advanced imaging represents a particularly large capital investment. MRI financing may allow a qualifying organization to spread the acquisition cost over time instead of paying the entire equipment expense from existing cash.
When comparing physician financing options, doctors should examine total borrowing costs, payment obligations, repayment length, fees, collateral requirements, guarantees where applicable, and prepayment provisions.
Practices can also consider practice management software financing when implementing or upgrading scheduling, billing, reporting, patient-management, workflow, or other business technology.
For eligible small businesses, the SBA’s 7(a) program currently permits financing for real estate and building improvements, working capital, machinery and equipment, furniture and fixtures, certain refinancing, ownership changes, and multipurpose transactions. The maximum individual 7(a) amount is $5 million.
Before accepting doctor business loans, physicians should establish a detailed use-of-funds schedule. A practice seeking $1 million should know how much will go toward construction, equipment, technology, hiring, marketing, and operating reserves.
A Truth in lending page can provide general educational information about financing costs and disclosures, but business borrowers should still examine the specific documents governing an actual offer. Importantly, federal credit rules differ between consumer and commercial transactions; CFPB’s Regulation B commentary specifically notes that commercial credit can be covered by Regulation B even when it is not a transaction covered by Regulation Z.
For imaging-intensive organizations, MRI financing may represent one component of a larger expansion involving construction, electrical work, HVAC, shielding, installation, and supporting technology.
Practices evaluating several physician financing options should match repayment duration to the expected useful life of what is being financed. Long-lived real estate improvements and shorter-lived technology should not automatically receive identical financing structures.
Similarly, practice management software financing should account for implementation expenses in addition to software itself. Data migration, employee training, integration, hardware, cybersecurity, and ongoing subscriptions can increase total project cost.
Healthcare administrators reviewing doctor business loans for diagnostic imaging should develop a complete equipment budget before applying. The scanner’s purchase price is only one potential expense.
Before entering an agreement, reviewing Truth in lending information alongside the provider’s actual financing documents can help borrowers distinguish general educational disclosures from binding transaction terms.
Organizations evaluating MRI financing should consider the scanner, delivery, installation, site preparation, electrical requirements, cooling, shielding, software, service agreements, training, and potential facility renovations.
Comparing physician financing options is especially important with expensive equipment because differences in rates, fees, repayment periods, down payments, collateral requirements, and residual values can materially change overall cost.
New practice management software financing might also be incorporated into a broader modernization project if an organization is simultaneously upgrading scheduling, billing, reporting, and administrative systems.
SBA’s current 7(a) rules specifically permit eligible borrowers to use proceeds for purchasing and installing machinery and equipment, including certain AI-related expenses.
Practices should nevertheless determine whether a conventional equipment loan, lease, SBA-backed structure, or another arrangement better fits the particular project.
Consider a hypothetical medical organization investing $2 million in equipment and technology. These numbers are illustrative only and are not lender quotes, industry averages, promised costs, or recommended allocations.
The Truth in lending information associated with any marketplace or provider should be reviewed together with the specific proposal and agreement governing the transaction.
The overall $2 million example demonstrates how doctor business loans might potentially be evaluated when a project contains several different expense categories.
The $950,000 imaging allocation illustrates where MRI financing could represent a major portion of the total capital requirement.
Comparing multiple physician financing options can help management decide whether equipment, construction, technology, and reserves should be financed together or separately.
The $225,000 software allocation illustrates a possible role for practice management software financing within a broader modernization strategy.
Separating these categories can make it easier to determine the appropriate financing duration for each investment.
The actual contract should always control over a general Truth in lending educational page. Physicians should understand payment obligations, fees, variable-rate provisions where applicable, default provisions, and other contractual requirements before accepting financing.
Some doctor business loans can potentially support multiple qualifying business expenditures, allowing a practice to combine technology investment with equipment, working capital, or expansion.
When a practice is also pursuing MRI financing, administrators should determine how the new diagnostic service will integrate with scheduling, billing, patient records, image management, and reporting systems.
Different physician financing options can also affect cash flow differently. A practice should model monthly obligations under realistic revenue assumptions instead of relying exclusively on projected growth.
With practice management software financing, administrators should consider more than the initial license or implementation cost. Integration, migration, cybersecurity, training, hardware, subscriptions, support, and future upgrades may all influence total cost.
For qualifying businesses, SBA’s lender guidance currently lists equipment, leasehold improvements, facility expansion, permanent working capital, business acquisitions, startups, and certain refinancing among eligible 7(a) uses.
That flexibility can be useful for medical practices undertaking several improvements simultaneously.
Reviewing Truth in lending information should be one part of broader financial due diligence. Borrowers should request complete written terms and understand how the financing arrangement works before committing.
Practices considering doctor business loans should preserve sufficient cash for normal operations after completing an expansion. A new office or piece of equipment does not eliminate payroll, rent, insurance, supplies, and other recurring expenses.
The same principle applies to MRI financing. A practice must account not only for acquisition but also for staffing, maintenance, utilities, service contracts, and other ongoing expenses associated with providing imaging services.
When comparing physician financing options, administrators should model what happens if patient volume grows more slowly than expected or reimbursement is delayed.
Businesses considering practice management software financing should likewise evaluate whether the system produces operational benefits sufficient to justify its cost and whether recurring subscriptions are included in long-term projections.
For eligible small businesses, SBA’s Working Capital Pilot currently provides monitored lines of credit within the 7(a) program. Potential candidates include qualifying businesses with at least one year of operating history that can produce timely financial statements and accounts-receivable and accounts-payable aging reports.
A practice should read its Truth in lending disclosure or other applicable financing information carefully, while recognizing that requirements can differ depending on the transaction and whether the credit is consumer or commercial.
When comparing doctor business loans, physicians should examine interest or financing charges, fees, maturity, amortization, collateral, guarantees, payment frequency, prepayment provisions, and total repayment obligations.
Organizations evaluating MRI financing should also investigate equipment-specific considerations such as installation requirements, warranties, service contracts, upgrade paths, and expected useful life.
The strongest comparison of physician financing options looks beyond the advertised monthly payment. A longer repayment period can reduce monthly obligations while potentially increasing total financing costs.
Practices comparing practice management software financing should determine whether they are financing a one-time implementation, hardware, a multiyear software agreement, or a combination of expenses.
SBA states that specific 7(a) terms are negotiated between the borrower and participating lender subject to SBA requirements. Its current lender guidance lists maturities generally of 10 years or less, except where real estate or equipment with a longer useful life supports a longer permissible term; real-estate maturities can extend to 25 years.
A Truth in lending resource is most useful when it encourages borrowers to examine costs and contractual obligations rather than simply concentrating on how much capital they can obtain.
Well-structured doctor business loans should correspond to identifiable business needs and repayment capacity. Borrowing more than necessary can increase financial pressure without improving the underlying practice.
With MRI financing, healthcare organizations should develop conservative projections based on expected utilization, reimbursement, operating expenses, staffing, maintenance, and equipment replacement.
Practices evaluating physician financing options should also preserve borrowing capacity for future needs. Today’s expansion may be followed by another location, an acquisition, replacement equipment, or a significant technology upgrade.
Finally, practice management software financing should be incorporated into the organization’s broader technology strategy rather than viewed as an isolated purchase.
The objective is sustainable growth. Physicians should understand what is being financed, how long each asset should remain useful, how much the financing will cost, and how the resulting payments affect the practice under both expected and more conservative revenue scenarios.
LendPhysician’s existing internal resource addresses these same financing categories and includes the site’s marketplace disclosures for healthcare professionals researching potential funding.
Medical practices should consider the financial consequences that begin after equipment arrives or a new system goes live. Expansion frequently creates continuing costs for additional employees, insurance, utilities, software subscriptions, maintenance, cybersecurity, marketing, supplies, and administrative support.
Equipment planning is particularly important for technology-intensive medical businesses. A major diagnostic system may require specialized site preparation and supporting infrastructure, while digital platforms can have much shorter upgrade cycles. Matching the financing period with the expected useful life of each investment can reduce the risk of continuing to pay for an asset that has already become obsolete.
Working capital deserves similar attention. An otherwise profitable practice can experience cash-flow pressure because operating expenses and reimbursement do not necessarily occur at the same time. Maintaining adequate reserves can help protect the organization during expansion.
Eligible small businesses may have access to government-supported alternatives. SBA’s primary program currently allows up to $5 million for qualifying transactions and supports uses including working capital, equipment, real-estate improvements, certain refinancing, and ownership changes.
The SBA also maintains a 504 program designed primarily for major fixed assets such as real estate, buildings, and equipment. Its current lender comparison lists 504 amounts generally ranging up to $5.5 million, subject to program requirements.
For a healthcare marketplace such as LendPhysician, transparent disclosures are especially important. Its existing page states that LendPhysician.com is a DBA of Feeboards LLC, operates as an affiliate marketing website, does not itself make lending decisions, and does not guarantee approval or specific financing terms.
Read the related LendPhysician resource
A strong capital plan therefore combines equipment strategy, technology planning, operating liquidity, realistic revenue assumptions, and careful comparison of written financing offers. The goal is not simply to obtain capital but to use it in a way that supports patient care and the practice’s long-term financial stability.
